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5

Construction licences, tickets and self-education

By the PFO team, to our editorial standards ·Last reviewed July 2026

Construction workers tax guide — chapter five

The paperwork that keeps you on site arrives in dribs across the year: a White Card renewal notice, a high-risk work licence coming up for its five-year stamp, a TAFE invoice, the union fee that comes off your pay without you ever seeing it. Some of it is deductible and some of it is not, and almost every question here turns on one line. If you are paying to keep doing the job you already do, or to do it better, it generally counts. If you are paying to get into the trade, or to move into a different one, it does not.

The initial-versus-renewal line

This is the gotcha that catches the most tradespeople. A licence, permit, card or ticket you get to enter the trade or land the job is not deductible. There is no work income to tie it to yet, so the cost of getting in sits on you. Renewals are the other half of it: once you hold a licence and you are renewing it to keep doing your current job, the renewal is deductible.

Not deductible

The first card or ticket that let you start, including the initial White Card and general construction induction, and an initial high-risk work licence. The employer often pays this one anyway.

Deductible

Renewing a licence, ticket or card you already hold to continue in your current role.

Your driver's licence, and the one exception

A driver's licence is never deductible, whether you're getting it or renewing it, even when the job plainly requires you to drive. The ATO treats it as a private, everyday cost for everyone, and construction is no different.

A heavy-vehicle licence you renew to keep operating the trucks or plant your job needs is deductible, because that one is genuinely tied to your current duties rather than to daily life.

Self-education tied to your current trade

Study is deductible where it maintains or improves the skills you use in your current job, or is likely to increase the income you earn from your current employment. Where that link holds, you can claim course, tuition and student fees, textbooks and stationery, and the travel to and from your place of education.

What counts.Course and enrolment fees, textbooks and stationery, and self-education travel, where the study relates to the trade you already work in.
The catch.Study to get into the trade, or to switch careers, is not deductible, and neither is a course with only a general connection to your work. Useful is not the same as deductible.
The loan stays out.Study-loan repayments are never deductible: HELP, VET Student Loan, the Apprenticeship Support Loan and the like. The fees you pay directly can qualify; the loan repayments cannot.

Apprentices

Apprentices sit in a better position than a career-changer, and it's worth understanding why. Because an apprentice is employed in the trade while studying it, the TAFE study maintains and improves the skills of the job they already hold, so the connection to current employment is satisfied.

What you can claim.Self-funded TAFE or course fees, textbooks and stationery, and tools for the apprenticeship under the $300 rule, where each item of $300 or less is an immediate deduction.
Travel.Travel from work to TAFE and back is deductible. Home to TAFE and back is treated like an ordinary commute, so that leg is private.
You can't claim what you didn't pay.Where the employer pays the course and the textbooks, which is common, only the bits you paid out of your own pocket are claimable: the transport to TAFE, the stationery.

An apprentice on low pay may owe little tax to begin with, so these deductions will not always turn into a refund. It's still worth keeping the records, but don't expect a deduction to conjure money that was never withheld.

Union fees and phone

Union or association fees are deductible in full, whether that's the CFMEU or another body, and they're deductible even when they come out of your pay automatically. That automatic deduction is exactly why they get missed, because you never handle the money. Check the year-to-date figure on your final payslip, because twelve months of fees off the top adds up. The work-use share of your own phone and internet is claimable too, worked out from a representative period rather than a round guess, and if your work use is $50 or less for the year and only incidental, you can claim it without detailed records.

A couple more that get missed

First aid training.Deductible where you are the designated first-aid officer and need the training for that role. A general course you did off your own bat does not qualify.
Income protection insurance.The premiums are deductible for the income-replacement part of the cover. The life, trauma and TPD parts are not.
The tax-agent fee.What you pay a registered agent to prepare your return is deductible, claimed in the following year.

The records that hold these up

These claims live on paper, and it's the easy paper to lose because it never arrives together: a renewal notice one month, a course invoice mid-semester, small union debits every fortnight.

  • Renewal notices for any licence or ticket you renew.
  • Course invoices and receipts for study tied to your current trade.
  • Your final payslip for the year-to-date union fee figure.
  • A short note tying each cost to your current trade, because that link is the thing the ATO actually checks.
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The bottom line

Run every ticket, licence and course cost through the one question: are you paying it to keep doing the trade you work in now, or to do it better? If yes, and you funded it yourself and can show the record, it belongs on your return. Claim the renewals, the study that sharpens your current trade, the union fees and the work share of your phone. Leave off the initial White Card, the first ticket that got you in, and the driver's licence. Get the apprentice travel and the heavy-vehicle exception right, and you keep what staying qualified is genuinely worth to you.

Add up your deductions

See what your licence renewals, tickets, study costs and union fees come to at tax time.

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General information only, not tax advice. Check the ATO or a registered tax agent for your situation.

Official sources

Figures on this page follow primary Australian Government sources, verified for 2026-27:

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